How does hail damage a roof? (step by step) When hail hits your roof, it can do more than just make a little noise—it can start a chain reaction of damage that threatens the integrity of your entire home. Here’s how it works: 1. Granule Loss Asphalt shingles are topped with tiny protective granules that […]
How long a roof lasts in Minnesota depends on the material and the severity of our weather. Below are realistic ranges based on material. We’ve also outlined how Minnesota weather effects roof life and simple ways to make your roof last longer. Jump to: Lifespan by material · How Minnesota weather affects roof life · […]
How Much Does a New Roof Cost? We took the time to go over the data from 150 real asphalt shingle roof replacement jobs we completed between 2024 and 2025 to calculate what homeowners actually pay for a new roof in a real-world setting. Based on those 150 projects, most full asphalt shingle roof replacements […]
How to get insurance to pay for roof replacement (step by step) Most roof replacements paid by insurance start the same way: a covered storm event causes damage, and repairs aren’t enough to restore the roof to a watertight condition. Here’s the cleanest way to approach it. 1) Confirm the damage is likely covered Homeowners […]
Will Insurance Cover a 20 Year-Old Roof? When your roof hits the 20-year mark, most insurance companies treat it as “end of life.” That doesn’t mean every claim is automatically denied, but it does mean coverage is more limited. Insurance looks at why the roof needs work: Another big factor is policy type: So, while […]
